Mobile Deposit

• When will my Mobile Deposit be available in my account?
  

  Checks that are submitted and approved before end of business on a business day are typically posted to your account on that same day.
  For full details, review GSCU Funds Availability Disclosure.

• How do I deposit checks online?
  

  To deposit a check into your Granite State Credit Union account without visiting a branch, use Mobile Deposit in the mobile app.

  Follow these steps to deposit your check:

  • Select Deposit, follow the on-screen prompts to photograph and submit your check.
  • Be sure to endorse your check with your signature and write "For Mobile Deposit Only"
  • Keep your physical check in a secure place for 90 days before safely destroying it, to ensure the deposit clears.
• Is there a limit on how much I can deposit using Mobile Deposit?
  

  Deposit limits may apply and are disclosed within the Mobile Deposit service. Limits are subject to change based on account history and other factors.

• What types of check deposits are NOT accepted through Mobile Deposit?
  

  1) Any item that is stamped with a "non-negotiable" watermark.
  2) Any item that contains evidence of alteration to the information on the check.
  3) Any item issued by a financial institution in a foreign country.
  4) Any item that is incomplete.
  5) Any item that is "stale dated"* or "post dated"**.
  6) Savings Bonds.
  7) Third party checks***.
  
  *Stale dated checks are defined as any check that is being negotiated more than six months after the date on the check.
  **Post dated checks are defined as any check that is deposited before the date on the check.
  ***Third party checks are defined as checks that have been transferred by the original payee to a third party by means of an endorsement.