Vehicle Loan Rates

Table data for New Auto Loans (Current or Upcoming Model Year with less than 6,000 miles)
 Rates effective 11-13-2026
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2026 & Newer 4.75% 4.89% Up to 42 months $25.88
2026 & Newer 5.00% 5.11% Up to 54 months $20.71
2026 & Newer 5.25% 5.34% Up to 66 months $17.47
2026 & Newer 5.50% 5.58% Up to 78 months $15.27
2026 & Newer 6.25% 6.32% Up to 90 months $13.94
Rates and amount financed are determined by your credit history and may vary. Rates are subject to change at any time; however, once your loan is disbursed, the rate will remain fixed for the life of the loan. Estimated monthly payments do not include the cost of optional insurances. Additional rates and terms are available; please contact Member Services for details. VSI (Vendor Single Interest) insurance, title, and UCC fee(s) may apply to loans secured by vehicles or other collateral when applicable. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.
Table data for Used Auto Loans
 Rates effective 11-13-2026
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2019 & Newer 4.75% 4.89% Up to 42 months $25.88
2019 & Newer 5.25% 5.36% Up to 54 months $20.83
2019 & Newer 5.50% 5.59% Up to 66 months $17.59
2019 & Newer 6.00% 6.08% Up to 78 months $15.51
2019 & Newer 6.50% 6.57% Up to 90 months $14.06
2018 & Older 8.00% 8.09% Up to 66 months $18.77
2018 & Older 9.75% 9.82% Up to 90 months $15.70
Rates and amount financed are determined by your credit history and may vary. Rates are subject to change at any time; however, once your loan is disbursed, the rate will remain fixed for the life of the loan. Estimated monthly payments do not include the cost of optional insurances. Additional rates and terms are available; please contact Member Services for details. VSI (Vendor Single Interest) insurance, title, and UCC fee(s) may apply to loans secured by vehicles or other collateral when applicable. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.
Table data for New & Used Motorcycles
 Rates effective 11-13-2026
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2019-2026 6.50% 6.64% Up to 42 months $26.68
2019-2026 7.25% 7.36% Up to 54 months $21.75
2019-2026 7.50% 7.59% Up to 66months $18.53
2019-2026 8.00% 8.08% Up to 78 months $16.48
2018 & Older 9.50% 9.59% Up to 66 months $19.50
2018 & Older 10.50% 10.58% Up to 78 months $17.73
Rates and amount financed are determined by your credit history and may vary. Rates are subject to change at any time; however, once your loan is disbursed, the rate will remain fixed for the life of the loan. Estimated monthly payments do not include the cost of optional insurances. Additional rates and terms are available; please contact Member Services for details. VSI (Vendor Single Interest) insurance, title, and UCC fee(s) may apply to loans secured by vehicles or other collateral when applicable. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.
Table data for New & Used Snowmobile, ATV, Personal Watercraft
 Rates effective 11-13-2026
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2019-2026 6.25% 6.39% Up to 42 months $26.56
2019-2026 7.00% 7.11% Up to 54 months $21.63
2019-2026 7.50% 7.59% Up to 66 months $18.53
2019-2026 8.00% 8.08% Up to 78 months $16.48
2018 & Older 9.50% 9.59% Up to 66 months $19.50
2018 & Older 10.50% 10.58% Up to 78 months $17.73
Rates and amount financed are determined by your credit history and may vary. Rates are subject to change at any time; however, once your loan is disbursed, the rate will remain fixed for the life of the loan. Estimated monthly payments do not include the cost of optional insurances. Additional rates and terms are available; please contact Member Services for details. VSI (Vendor Single Interest) insurance, title, and UCC fee(s) may apply to loans secured by vehicles or other collateral when applicable. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.
Table data for New & Used Boats and RV Loans
 Rates effective 11-13-2026
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2019-2026 7.75% 7.89% Up to 42 months $27.25
2019-2026 8.00% 8.11% Up to 54 months $22.10
2019-2026 8.50% 8.59% Up to 66 months $19.01
2019-2026 8.75% 8.83% Up to 78 months $16.85
2019-2026 9.00% 9.07% Up to 90 months $15.31
2019-2026 9.25% 9.31% Up to 102 months $14.19
2019-2026 9.50% 9.55% Up to 126 months $12.57
2019-2026 9.75% 9.79% Up to 186 months $10.44
2019-2026 10.00% 10.03% Up to 246 months $9.57
2018 & Older 9.50% 9.59% Up to 66 months $19.51
2018 & Older 10.00% 10.05% Up to 126 months $12.84
Rates and amount financed are determined by your credit history and may vary. Rates are subject to change at any time; however, once your loan is disbursed, the rate will remain fixed for the life of the loan. Estimated monthly payments do not include the cost of optional insurances. Additional rates and terms are available; please contact Member Services for details. VSI (Vendor Single Interest) insurance, title, and UCC fee(s) may apply to loans secured by vehicles or other collateral when applicable. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.
Table data for Other Collateral Loans
 Rates effective 11-13-2026
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2019-2026 8.50% 8.64% Up to 42 months $27.60
2019-2026 8.75% 8.86% Up to 54 months $22.46
2019-2026 9.25% 9.34% Up to 66 months $19.38
2019-2026 9.50% 9.58% Up to 78 months $17.22
2019-2026 9.75% 9.82% Up to 90 months $15.70
2019-2026 10.00% 10.06% Up to 102 months $14.59
2018 & Older 9.75% 9.84% Up to 66 months $19.63
Rates and amount financed are determined by your credit history and may vary. Rates are subject to change at any time; however, once your loan is disbursed, the rate will remain fixed for the life of the loan. Estimated monthly payments do not include the cost of optional insurances. Additional rates and terms are available; please contact Member Services for details. VSI (Vendor Single Interest) insurance, title, and UCC fee(s) may apply to loans secured by vehicles or other collateral when applicable. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.