Checking
What's better than FREE Checking?
Move Life Forward with a GSCU Checking Account!
A GSCU Checking Account delivers free access to:
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Visa® Debit Cards
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OnLine Banking
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Mobile Banking
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Bill Pay
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Mobile Deposit
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Access to over 30,000 ATM's
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Direct Deposit
ROUTING NUMBER: 211489494
To open a checking account, a minimum of a $10 deposit is required. A savings account must be open with a $10 pledge balance in order to open additional accounts. Please see rates for more information.
"GSCU has low interest rates, kind staff, and local feel. I love being able to get a debit card printed at a branch if I lose mine or need a new one. GSCU services have suited me over many years and I couldn’t be happier!"
Checking with benefits
Open a GSCU Checking Account and register your GSCU Visa® Debit Card for uChoose Rewards® to receive 2,500 BONUS points!* Earn points for cash back, event tickets, gift cards, and more, as a thank you from GSCU!
*Membership in uChoose Rewards® is free for Granite State Credit Union (GSCU) Visa® Debit Card holders. Registered cardholders will earn one point for every $3.00 spent each time they use their GSCU Visa® Debit Card. It can take up to 60 days for your points to be credited to your account. You must accumulate at least 1,000 points before you can redeem your points. Points can be redeemed online for cash back, gift cards, travel rewards, PayPal purchases or merchandise by visiting www.uchooserewards.com. Unused points expire three years after issuance. Primary account owner must be a U.S. resident and eligible for uChoose Rewards® Program. The value of points/rewards is subject to change. Redemption of uChoose Rewards® Points constitutes acceptance of these terms and conditions. The promotion begins August 1, 2024. To qualify for entry, participants must open a new Granite State Credit Union checking account with a Visa® Debit Card and enroll the card in our uChoose Rewards® program within 30 days from account opening.. 2,500 Bonus points (estimated value of $25) will be applied within 60 days of meeting the qualifications. Void where prohibited by law. By participating, entrants agree to be bound by these official rules.
Visa® Debit Cards
Access funds anywhere with a GSCU Visa® Debit Card
GSCU Visa® Debit Cards give you access to your Checking account anywhere Visa is accepted!
INSTANT-ISSUE CARDS
Members can receive a new card instantly by visiting a branch or via mail by calling us at 1-800-645-4728. These cards feature contactless technology which allows you to make payments by swiping, inserting, or tapping your card where contactless payments are accepted.
custom cards
Get a card that matches your style! Customize your card by uploading an image of your choice and reviewing the design before submitting it.
Image Guidelines
Granite State Credit Union reserves the right to determine, in its sole discretion, whether a submitted image will be accepted. All images submitted must have the consent of the owner, including those images downloaded from the internet. We will not accept images that may contain any of the following:
- Competitive marks or names
- Political or religious imagery and statements
- Illegal or socially unacceptable groups
- Provocative or sexual content, including nudity
- Profanity or obscenities
- Alcohol or tobacco
- Violence, firearms, weapons, or ammunition
- Branded names or products
- Advertising, promotional text, slogans, copyrighted or trademarked material
- Celebrities, athletes, musicians, public figures, etc.
- Phone numbers or URLs
- Any reference to Visa® sponsorship property, such as the Olympics® or NASCAR®
- Any content that might result in problems at point of sale or interfere with security features of the card
- Any content that might infringe, denigrate, or dilute the Visa® brand or its member financial institutions
Note: This list is not exclusive and Granite State Credit Union retains the right to decide that any submitted image is not to be used.
Images that do NOT meet the above guidelines will be rejected and you will be notified. You may then submit another image. For more information, contact us anytime at 1-800-645-4728.
Start Designing Your Custom Debit Card
Start Designing Your Custom ATM Card
Please note if you are replacing an existing GSCU Debit or ATM card with a custom card you will receive a new card number. If you have reoccurring bills set up, upon receipt and activation of your new card, you will need to contact the vendor initiating the bill payment and switch the transaction to your new custom card information. There is a fee of $9.95 per card design you submit. You may update your picture as frequently as you like.
Your money may be available up to two days early with Direct Deposit at GSCU!
Employers often process payroll a few days before payday and rather than wait to give you access to your funds, Granite State Credit Union empowers you with access to your money sooner. That way you can use those funds for the big stuff you need to cover and the little stuff you don’t want to miss out on!
Take advantage of this early access for funds from your:
- Payroll
- Social Security
- Retirement
- Benefit Checks
- Pension Checks
Take better control of your bills! You can also arrange to have your account automatically debited to make pre-authorized payments, such as a monthly gym membership, by providing the credit union's routing number and your checking account number to the vendor.
*Pending electronic direct deposits are available up to two business days earlier when GSCU receives the funds via the Automatic Clearing House (ACH) database. GSCU does not assume any liability for funds not depositing into the account early.
Tap, pay, and be on your way with Mobile Wallet Solutions!
Take advantage of enhanced security, convenience, and a faster checkout experience when paying online, in-person, or with your smartwatch.
Apple Pay® Google Wallet® Samsung Wallet®
Peace-of-mind with an Overdraft Line-of-Credit
No more "oops" moments swiping your card without the funds to cover the transaction available in your account. With an Overdraft Line-of-Credit you can avoid overdraft fees and use as much, or as little, as you need. Lines available up to $5,000, with an annual fee of $25, and minimum payments based on your line usage.
Shop, earn and choose your reward with uChoose Rewards!
Earn one (1) point for every $3.00 spent with your GSCU Visa® Debit Card on qualifying transactions.
Redeem for:
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Cash back to your GSCU account
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Merchandise
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Travel
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Gift cards
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Event tickets
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And more!
*Membership in uChoose Rewards® is free for Granite State Credit Union (GSCU) Visa® Debit Card holders. Registered cardholders will earn one point for every $3.00 spent each time they use their GSCU Visa® Debit Card on qualifying debit and credit transactions. It can take up to 60 days for your points to be credited to your account. You must accumulate at least 1,000 points before you can redeem your points. Points can be redeemed online for cash back, gift cards, travel rewards, PayPal purchases or merchandise by visiting uChoose Rewards®! Unused points expire three years after issuance. Primary account owner must be a U.S. resident and eligible for uChoose® Rewards Program. The value of points/rewards is subject to change. Redemption of uChoose Rewards Points constitutes acceptance of these terms and conditions.
ORDER CHECKS
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Login to OnLine Banking
Login here -
Have your account information ready
You'll need your account number and GSCU's routing number - 211489494 -
Select Checking Account
Select the account you'd like to reorder checks for
Select "More Actions"
This is found under "Account Details"Then select "Reorder Checks"
This will bring you to Harland Clarke to process your order
Note: Initial orders and order updates must be completed at a branch or by calling 1-800-645-4728.