Business Savings

Membership at GSCU starts with a Basic Savings Account. A minimum of $10 is required to open an account. Increase your savings with an Advantage Plus Savings Account to earn higher dividends. 

Earn higher returns with easy access to your funds! Money Market Accounts require a $2,500 deposit to open with tiered dividend rates, while Easy Money Market Accounts require a $10,000 deposit to open and offer one single dividend rate. 

Certificates offer guaranteed earnings at a set rate for a fixed term! A minimum of a $500 deposit is required to open these accounts. 

Certificate rates are subject to change at any time; however, the rate will remain in effect for the term of the certificate once opened. Dividends are compounded monthly and will be credited to your account monthly. Withdrawals or fees may reduce the earnings on these accounts. Penalties may incur for early withdrawals. Please refer to our separate Schedule of Fees for more information. Available upon request.

Your money, up to two days early, with Direct Deposit at GSCU!

Employers often process payroll a few days before payday, and rather than wait to give you access to your funds, Granite State Credit Union empowers you with access to your money sooner. That way, you can use those funds for the big stuff you need to cover and the little stuff you don’t want to miss out on!

Take advantage of this early access for funds from your:

• Payroll
• Social Security
• Retirement
• Benefit Checks
• Pension Checks

Take better control of your bills! You can also arrange to have your account automatically debited to make pre-authorized payments, such as a monthly gym membership, by providing the credit union's routing number and your checking account number to the vendor.

*Pending electronic direct deposits are available up to two business days earlier when GSCU receives the funds via the Automatic Clearing House (ACH) database. GSCU does not assume any liability for funds not depositing into the account early.

Set up direct deposit with social security