Reminder: DO NOT give out your OnLine Banking credentials or debit card information.
Savings options for any savings goals, changing needs, and business size.
Build up an emergency fund
Take advantage of growth opportunities
Upgrade equipment
Maximize your savings with a Term-Share Certificate
And more!
Membership at GSCU starts with a Basic Savings Account. A minimum of $10 is required to open an account. Increase your savings with an Advantage Plus Savings Account to earn higher dividends.
Earn higher returns with easy access to your funds! Money Market Accounts require a $2,500 deposit to open with tiered dividend rates, while Easy Money Market Accounts require a $10,000 deposit to open and offer one single dividend rate.
Certificates offer guaranteed earnings at a set rate for a fixed term! A minimum of a $500 deposit is required to open these accounts.
Certificate rates are subject to change at any time; however, the rate will remain in effect for the term of the certificate once opened. Dividends are compounded monthly and will be credited to your account monthly. Withdrawals or fees may reduce the earnings on these accounts. Penalties may incur for early withdrawals. Please refer to our separate Schedule of Fees for more information. Available upon request.
Your money, up to two days early, with Direct Deposit at GSCU!
Employers often process payroll a few days before payday, and rather than wait to give you access to your funds, Granite State Credit Union empowers you with access to your money sooner. That way, you can use those funds for the big stuff you need to cover and the little stuff you don’t want to miss out on!
Take advantage of this early access for funds from your:
Take better control of your bills! You can also arrange to have your account automatically debited to make pre-authorized payments, such as a monthly gym membership, by providing the credit union's routing number and your checking account number to the vendor.
*Pending electronic direct deposits are available up to two business days earlier when GSCU receives the funds via the Automatic Clearing House (ACH) database. GSCU does not assume any liability for funds not depositing into the account early.
Set up direct deposit with social security
Business Basic & Secondary Savings | Business Advantage Plus Savings | Alert Me | |
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Minimum Deposit to Open | $10 | $50,000 | |
Minimum Balance to Earn Dividends | $500 | $50,000 | |
Earns Dividends | Yes | Yes | |
Tiered Dividend Rates | No | No | |
Free Check Images with eStatements | N/A | N/A | |
Free Check Copies via OnLine Banking | N/A | N/A | |
Free OnLine Banking | Yes | Yes | |
Free Mobile Deposit | Yes | Yes | |
Free eStatements | Yes | Yes | |
Free Payroll Direct Deposit | Yes | Yes | |
Thousands of Shared Credit Union Locations | Yes | Yes | |
Free Instant-Issue ATM Card | Yes | Yes | |
Surcharge-Free ATMs (GSCU or Co-Op ATMs) | Yes | Yes | |
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Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
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$10 | $500 | .05% | .05% | |
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our Schedule of Fees disclosure for further information. Available upon request. | ||||
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Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
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$10 | $10 | .05% | .05% | |
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Schedule of Fees disclosure for more information. Available upon request. | ||||
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Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
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$50,000 | $50,000 | .45% | .45% | |
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Schedule of Fees disclosure for more information. Available upon request. | ||||
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Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
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$2,500 | $2,500 | .10% | .10% | |
$2,500 | $25,000 | .50% | .50% | |
$2,500 | $50,000 | .75% | .75% | |
$2,500 | $100,000 | 1.75% | 1.77% | |
$2,500 | $250,000 | 2.00% | 2.02% | |
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Schedule of Fees disclosure for more information. Available upon request. | ||||
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Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
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$10,000 | $10,000 | .40% | .40% | |
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Schedule of Fees disclosure for more information. Available upon request. | ||||
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Term | Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
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Special! 11 Months! | $500 | $500 | 4.41% | 4.50% | |
6 to 11 months | $500 | $500 | 1.00% | 1.00% | |
12 to 23 months | $500 | $500 | 1.50% | 1.51% | |
24 to 35 months | $500 | $500 | 2.25% | 2.27% | |
36 to 47 months | $500 | $500 | 2.50% | 2.53% | |
48 to 59 months | $500 | $500 | 2.60% | 2.63% | |
60 to 71 months | $500 | $500 | 2.75% | 2.78% | |
72 to 83 Months | $500 | $500 | 2.75% | 2.78% | |
84 to 96 Months | $500 | $500 | 2.75% | 2.78% | |
Certificate rates are subject to change at anytime; however the rate will remain in effect for the term of the certificate once opened. Dividends are compounded monthly and will be credited to your account monthly. Withdrawals or fees may reduce the earnings on these accounts. Penalties may be incurred for early withdrawals. Please refer to our separate Schedule of Fees disclosure for more information. Available upon request. | |||||
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