Debit Transaction Contest

You Shop, You Could Win Big!

Use your GSCU Visa^® Debit Card now through November 30^th for a chance to win $1,500!

To be entered, use your GSCU Visa Debit Card 15 times, or spend $750 now through the end of the month!

LET'S GET STARTED:

• GO DIGITAL! Register your debit card with your device’s mobile wallet.
• MAKE IT YOUR FIRST PICK! When shopping online, set your debit card as your default payment method.
• GO SHOPPING! Whether you're checking off your back-to-school list, stocking up on everyday essentials, or treating yourself, don't forget to use your GSCU Visa Debit Card.

Learn More About Our Debit Cards

GRANITE STATE CREDIT UNION
"Debit Transaction" – OFFICIAL SWEEPSTAKES RULES
NO PURCHASE NECESSARY TO ENTER OR WIN. MAKING A PURCHASE OF ANY KIND WILL NOT IMPROVE YOUR ODDS OF WINNING. SWEEPSTAKES PERIOD BEGINS November 1, 2026 AND ENDS November 30, 2026.

1. OVERVIEW
Granite State Credit Union is pleased to present the “Debit Transaction” sweepstakes. During the Sweepstakes Period, community members are invited to use their GSCU Visa® Debit Card 15 times or spend $750. At the conclusion of the Sweepstakes Period, one eligible entry will be drawn at random, and the selected individual will be awarded the prize described herein. Granite State Credit Union reserves the right to modify or cancel this sweepstakes at any time and for any reason.

2. ELIGIBILITY
Participation is open to any individual who meets all of the following criteria:
• Is a lawful permanent resident of the United States
• Is at least 18 years of age at the time of entry
• Is not a current employee, officer, director, or contractor of Granite State Credit Union
• Is not a member of the immediate family or household of any Granite State Credit Union employee, officer, director, or contractor
Each eligible participant may win no more than once during any single Sweepstakes Period.

3. HOW TO ENTER
There are two ways to enter this sweepstakes. No purchase or membership is required to enter by either method. Both methods of entry have an equal chance of winning.

Method 1 — Automatic Entry (Primary Method)
Use your GSCU Visa Debit Card 15 times or spend $750 on it between November 1, 2026 and November 30, 2026 to be eligible.

Method 2 — Mail-In Entry (Alternative Method of Entry / AMOE)
To enter by mail, without using a GSCU Visa Debit Card, hand-print the following information on a plain piece of paper:
• Your full name
• Your mailing address
• Your email address and phone number
• Name of the specific sweepstakes

Place your entry in a stamped envelope and mail it to:
Granite State Credit Union
Debit Transaction Sweepstakes Entry
P.O. Box 6420
Manchester, NH 03108
Mail-in entries must be received by November 30, 2026 to be eligible. Mechanically reproduced entries are not accepted. Limit one (1) mail-in entry per outer envelope.

4. DRAWING & WINNER SELECTION
One (1) winner will be selected through a random drawing conducted on December 1, 2026 from all valid entries received during the Sweepstakes Period. The likelihood of being selected depends on the total number of eligible entries received.
The selected winner will be contacted using the contact information on file or provided at the time of entry. If Granite State Credit Union is unable to reach the selected individual within three (3) business days of the initial contact attempt, that entry will be disqualified and a new winner will be drawn from the remaining eligible pool. This process will continue until a winner is confirmed. All prizes will be awarded.

5. PRIZE
Prize: $1,500 deposited into the account the GSCU Visa® Debit Card is linked to or a $1,500 tellers check mailed to a mail-in winner
Prizes are non-transferable. No substitutions will be made except at the sole discretion of Granite State Credit Union. Granite State Credit Union reserves the right to substitute a prize of equal or greater value if the stated prize becomes unavailable for any reason.

6. PRIZE CONDITIONS
Any and all tax obligations resulting from the receipt of a prize, including but not limited to federal, state, and local income taxes, are solely the responsibility of the winner. Prior to prize fulfillment, winners may be required to submit valid government-issued identification and/or applicable tax documentation.
Unless restricted by applicable law, participation and acceptance of a prize constitutes the winner's consent for Granite State Credit Union to use the winner's name, image, likeness, voice, and/or biographical details for promotional and marketing purposes across any medium, without additional compensation.
Granite State Credit Union reserves the right to withhold or revoke a prize if it determines, in its sole discretion, that a participant has engaged in fraudulent, abusive, or manipulative behavior in connection with this sweepstakes.

7. GENERAL CONDITIONS
This sweepstakes is governed by applicable federal, state, and local laws and regulations. By entering, participants agree to abide by these Official Rules and accept the decisions of Granite State Credit Union as final and binding in all matters related to this sweepstakes.
Granite State Credit Union reserves the right to disqualify any participant found to be:
• Attempting to manipulate, circumvent, or undermine the integrity of the sweepstakes
• Using deceptive, fraudulent, or otherwise unfair means to gain an advantage
• Harassing, threatening, or abusing other participants or Granite State Credit Union staff
In the event that circumstances beyond Granite State Credit Union's reasonable control, including but not limited to technical failures, unauthorized interference, or other disruptions, prevent the sweepstakes from operating as intended, Granite State Credit Union may, at its discretion, modify the entry process, conduct a drawing from available valid entries, or cancel the sweepstakes entirely. Participants who attempt to defraud or otherwise compromise the sweepstakes may be subject to legal action.

8. LIMITATION OF LIABILITY
To the fullest extent permitted by law, by entering this sweepstakes, each participant agrees to release, indemnify, and hold harmless Granite State Credit Union and its respective officers, directors, employees, agents, and representatives from any and all claims, losses, damages, or liabilities of any kind, whether alleged, threatened, or actual, arising from or related to:
• Participation in this sweepstakes or any sweepstakes-related activity
• The acceptance, use, or misuse of any prize awarded
• Any injury, loss, or damage (including death) to persons or property, whether direct or indirect

9. REQUESTING RULES OR WINNER INFORMATION
To request a copy of these Official Rules or information regarding the sweepstakes winner, please mail a self-addressed, stamped envelope to:
Granite State Credit Union
Attn: Compliance Department
P.O. Box 6420, Manchester, NH 03108
Please indicate "Rules Request" or "Winner Information" on your envelope. Winner information will be made available after a winner is confirmed.

10. SPONSOR & ADMINISTRATOR
Sweepstakes Sponsor and Administrator:
Granite State Credit Union
P.O. Box 6420
Manchester, NH 03108

11. CONSUMER NOTICE
You have not yet won. No purchase or payment of any kind is required to enter or win. Your odds of winning are determined by the number of valid entries received prior to the drawing date.