AutoSmart - Granite State Credit Union

Prefer handling financing directly with the dealership?
Just say, "I'll use GSCU!"

Get preapproved before you go OR
Ask the dealership to use GSCU for your financing
We'll help you close on the loan remotely so you don't even have to come in for a loan closing*

*Certain restrictions apply.

Mailing Address:
Granite State Credit Union
PO BOX 6420
Manchester, NH 03108

Lienholder Code:
0037

Fax Number:
603.668.3382

New Auto

APR as low as

6.70%*

Used Auto

Up to 60 Months APR as low as

7.63%*

Used Auto

Up to 84 Months APR as low as

9.10%*

What is the total loan amount?

Borrow for a car that costs:

minus plus

for 84 Months

and your monthly payment will be as low as:

Payment Amount

for 60 Months

and your monthly payment will be as low as:

Loan Amount

for 36 Months

and your monthly payment will be as low as:

Loan Amount

Calculations use lowest possible rate, and your rate and/or payment may differ.

Start shopping from home, stress-free with AutoSmart.

Use AutoSmart's tools to help you find your next vehicle:

Table data for New Auto Loans (Current or Upcoming Model Year with less than 6,000 miles)
Rates effective 06-01-2023
Model Year	Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
2023 & Newer	6.50%	6.70%	Up to 36 months	$30.66

2023 & Newer	6.75%	6.91%	Up to 48 months	$23.84

2023 & Newer	7.00%	7.13%	Up to 60 months	$19.81

2023 & Newer	7.50%	7.61%	Up to 72 months	$17.30

2023 & Newer	8.50%	8.60%	Up to 84 months	$15.84

Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.

Table data for Used Auto Loans
Rates effective 06-01-2023
Model Year	Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
2016 & Newer	7.00%	7.20%	Up to 36 months	$30.89

2016 & Newer	7.25%	7.41%	Up to 48 months	$24.07

2016 & Newer	7.50%	7.63%	Up to 60 months	$20.05

2016 & Newer	8.00%	8.11%	Up to 72 months	$17.54

2016 & Newer	9.00%	9.10%	Up to 84 months	$16.10

2015 & Older	9.25%	9.39%	Up to 60 months	$20.89

2015 & Older	10.0%	10.10%	Up to 84 months	$16.61

Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.