DeposZip®
Deposit checks from home, or work!
Use your PC and scanner to create a check image
Simply scan and deposit
Great for businesses with large numbers of checks to deposit
Mobile or Tablet user?
Use Mobile Deposit
The following are the system requirements for
using DeposZip®.
Hardware:
- High-Speed Internet Connection
- Document Scanner (TWAIN Compliant)
Use the configuration Utility to test and diagnose your environment or just click the [?] next to each step for detailed instructions pertaining to the step you are on.
Making a New Deposit from your personal computer?
- Endorse the back of your check by writing: “For DeposZip Deposit Only” with your signature
- Select your scanner
- Enter the total amount for your deposit
- Scan the front and back of each check you wish to be submitted as part of your deposit
- Click continue to conduct your deposit review, then click the Submit button to enter your deposit.
Frequently Asked Questions
- What is DeposZip?
DeposZip® is an online service that allows you to make your check deposits from anywhere you have a secure Internet connection. Just login to OnLine Banking and choose Online Deposit from the Accounts menu options to get started. DeposZip uses the same security and encryption measures we employ with all of our OnLine Banking services. When it comes to our members' deposits, safety is our primary concern.
- How do I register for DeposZip?
To register for DeposZip, first login to OnLine Banking then simply click on Online Deposit from the Accounts menu. Complete the registration for your account and your registration request will be processed within 1 business day and an email will be sent to you once your registration is complete. Selecting one account suffix will register all account suffixes (i.e. savings, checking, money market) with the same member number.
- Is there a limit to how much I can deposit with DeposZip?
The limits with DeposZip for consumers are: $5,000.00 per day; and a $20,000.00 rolling monthly limit. Limits for businesses are: $20,000.00 per day; and a $100,000.00 rolling monthly limit. If you have additional questions, you can contact us directly at eservices@gscu.org. To help protect your privacy, if you should need to send personal account information, such as your member number or Social Security Number, to the credit union we recommend using our Secure Message Center.
- What types of check deposits are NOT accepted through DeposZip?
1) Any item that is stamped with a "non-negotiable" watermark.
2) Any item that contains evidence of alteration to the information on the check.
3) Any item issued by a financial institution in a foreign country.
4) Any item that is incomplete.
5) Any item that is "stale dated"* or "post dated"**.
6) Savings Bonds.
7) Third party checks***.
*Stale dated checks are defined as any check that is being negotiated more than six months after the date on the check.
**Post dated checks are defined as any check that is deposited before the date on the check.
***Third party checks are defined as checks that have been transferred by the original payee to a third party by means of an endorsement.
